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If You Need Help

If you are not given the credit by the lender and you believe the lender has acted unlawfully, you can request additional help from the regulatory agency that supervises the lending institution. A list of some of these agencies is contained in this site for your reference. If you need legal assistance, the law provides for certain remedies. If you were denied credit because of unlawful discrimination and are able to prove it, courts may award actual damages and in some cases may impose punitive damages against the lending institution. If a lawsuit alleging discrimination is successful, the court also may award court costs and legal fees.
Index
Types of Loans
Application Process
Technical Assistance
Your Application Not Approved
Equal Credit Opportunity Act
If You Need Help
Federal Enforcement Agencies
Alternative Sources of Capital
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